DECCO and I

What and where is DECCO?

DECCO mean Dole Philippines Inc., Employees Cooperative Complex, a non-agricultural multipurpose cooperative organized under The Cooperative Code of the Philippines, otherwise known as RA no. 6938.

The types of services DECCO provides are Pawnshop, appliances and furniture, and of course, loans. They offer nine types of loans: regular loan, emergency loan, appliance loan, consumption loan, educational loan, house renovation loan, transportation loan, computer loan, and special loan.

DECCO is committed to provide the highest level of customer service, responsive financial assistance and to continuously pursue relevant business opportunities to the benefit of its members.

OFFICES

Main

·      The main office where transactions involving ins and outs of money are made.  Here, members claim their loans or dividends in cash.

·    My job was to file, segregate, tally, fasten, and compute the total dividend vouchers of different members from different company extensions considering two kinds of vouchers, for MIGS or members in good standing and for non-MIGS.

Processing

·   Next section is the Processing office… the busiest office in DECCO… this is where all paper works are done…

·     Here you will see the members falling in line and consulting the credit analysts about their loans, what loans can they afford and how much money can they loan.  The credit analysts evaluate their records from their database and then explain everything those are in connection with the members’ inquiries…

·   My jobs here were to print checks and loan ledgers and to file the clipped checks and loan ledgers alphabetically.

Pawnshop

Last but the best is the pawnshop… but not a simple pawnshop at all… loans from the processing are processed for 3 to 5 to 10 days before members could get it, for some confidential reasons.  Nevertheless, members need immediate money that is why almost all of them go straight to the pawnshop; why? Because they offer loan advances at a flat rates…

My job here was… I mean was to convert everything from legacy system to Quickbooks.  My major problems were, how the transactions would be inputted in order for the accounts to reconcile with the excels… so what I did, I reviewed every single passage the Quickbooks has.

I corrected their errors, I inputted every detailed transactions and every period, I ought to check if the amounts were the same... and if not, investigate again and again and again from sources to sources and references to references, statements to statements, records to records, working hand on hand with my supervisors until we balanced everything… there was a time when I and my supervisor quarreled about it… and we did not talk to each other for a day… and the rest is history…

Brownout Jobs

You noticed almost all of my jobs involve electricity… what if brownout?

·         Wipe in, wipe out

·         File everything together with my supervisors

·         Clean old folders

·         Straighten the fasteners with my co workers

·         Check up the plants from aphids

I say…

In a month… in just a span of one month… I learned a lot more than what I expected…

In one month I became their son, friend, and brother… and I will cherish those moments for the rest of my life… now, I am proud to be part of DECCO…